Do you want to offer greater convenience and enhanced security to your cardholders?
Do you want to create a more innovative offer and acquire new customers?
Do you want to protect your cardholders from the next big merchant card fraud / exposure and minimise its effect on your revenue?
This is the XardPay card
The solution is here
Imagine a card that can be updated in seconds in the event of fraud. A card that allows multiple accounts to be supported at the same time. One that incorporates state of the art security and the ability to be locked when not in use.
Imagine no more – that card is here – the XardPay card.
More security, more customers, more revenue
Consolidate & Secure
The XardPay card contains electronics, a display and a battery. Simple to use buttons allow the selection of 5 or more applications in the EMV chip. Combine credit, debit and multi-currency in one card!
Tokenised card data, as used with the latest mobile wallets, allows instant updating of credentials in the field. Optional enhanced security via biometrics and Dynamic CVV.
Easy to use
Designed for ease of use and to have a lifetime in line with conventional payment cards. All XardPay cards are fully ISO compliant and can be used anywhere a conventional EMV card is used.
No impact for merchants or change in POS terminal hardware or software.
No change in user behaviour.
Use with Mobile App
The XardPay card works together with a smartphone app. This app is used to manage cards and the user account. The XardPay card and smartphone can communicate with each other via NFC or Bluetooth without the need for network coverage.
In its natural state, the XardPay card remains disconnected from the mobile network, maintaining an “airgap” – providing increased security versus a connected card.
The XardPay card holder can receive card issuer messages on their mobile device anywhere in the world they have mobile network coverage.
Benefits
With it's unique profile management technology, XardPay provides a host of benefits to card issuers
- Instant issuance of card data
- In field deletion or update of card data such as following a third party data breach
- Multiple account management – the wallet card
- Tokenisation of card data
- Instant issuance of card data
- In field deletion or update of card data such as following a third party data breach
- Multiple account management – the wallet card
- Tokenisation of card data