The XardPay Solution was founded by an Australian entrepreneur, a highly skilled business and technology analyst with extensive experience in commercial applications in enterprise software. Prior to starting XardPay, he created Australia’s first online auction system (Auction Trader). He was responsible for designing, maintaining, and implementing dynamic enterprise auction engine software to the Australian Federal Government enabling the auctioning of smart numbers to the Australian public.
During the past 20 years he has created and managed businesses in Australia, Hong Kong, and India. He has had experience in public speaking to Financial Institutions and Management organisations on data base fraud prevention. He has also had recent experience in the United Kingdom where he was appointed Director and CTO for a Fintech Start-up. Consequently, he has accumulated an immense knowledge of the credit card and payments, and mobile phone industries. With these combined technology skills, he has been able to create a new product that overcomes disparities and shortcomings within the credit card industry whilst providing a practical and innovative tool for Card Issuers and Financial Institutions.