About XardPay

Xard is a global company, founded by a Melbourne fintech entrepreneur. With its headquarters in Australia, Xard has brought together experts from around the world - experts in payments technology; experts in low power, embedded systems; experts in low cost, high volume manufacturing; experts in smartcards.

The Founder

The XardPay Solution was founded by an Australian entrepreneur, a highly skilled business and technology analyst with extensive experience in commercial applications in enterprise software. Prior to starting XardPay, he created Australia’s first online auction system (Auction Trader). He was responsible for designing, maintaining, and implementing dynamic enterprise auction engine software to the Australian Federal Government enabling the auctioning of smart numbers to the Australian public.
During the past 20 years he has created and managed businesses in Australia, Hong Kong, and India. He has had experience in public speaking to Financial Institutions and Management organisations on data base fraud prevention. He has also had recent experience in the United Kingdom where he was appointed Director and CTO for a Fintech Start-up. Consequently, he has accumulated an immense knowledge of the credit card and payments, and mobile phone industries. With these combined technology skills, he has been able to create a new product that overcomes disparities and shortcomings within the credit card industry whilst providing a practical and innovative tool for Card Issuers and Financial Institutions.

The Company

XardPay is a global company, founded by a Melbourne fintech entrepreneur. With its headquarters in Australia, XardPay has brought together experts from around the world - experts in payments technology; experts in low power, embedded systems; experts in low cost, high volume manufacturing; experts in smartcards.
XardPay is aiming to solve real problems in the payments industry, bringing added convenience whilst improving security. With 53 patent applications already lodged and many more to come, XardPay provides a unique solution for card issuers. Using its' deep understanding of the smartcard and payments industries, XardPay works within the existing supply chain to deliver reliable products, in high volume at a reasonable cost.
Find us
  • Xard Holdings Pty Ltd
  • Level 2/492 St Kilda Rd, Melbourne, VIC 3004, Australia
Get in touch
  • info@xardpay.com

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