XardPay Products

XardPay products are available in different configurations. All XardPay card products contain a standard, dual interface EMV chip supporting contact and contactless payment applications. Other form factor products support contactless payment only. XardPay cards are fully ISO compliant and can be used anywhere a conventional payment card is used.
Card-Solutions

Single Scheme Card Solutions

These versions work with a smartphone and have either no display or a simple on-card display. For models with no display, stored cards can be managed via the smartphone app running on the paired mobile device. The payment scheme logo is printed on the card.
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Triple Payment Scheme Card

These versions support the addition of up to 5 cards from three payment schemes, for example Visa, Mastercard and American Express. The scheme logo appears on the built-in display when making a payment hence the cards loaded can be from any combination of these three schemes.
The on-card display uses the latest e-paper technology and can be read easily, even in direct sunlight. This technology is what is known as “bi-stable” meaning the image can remain on the display even when no power is applied. Rugged, thin, flexible, and reliable, these displays have been specifically developed for Xard for use within payment cards. A simple, easy to use, touch sensitive keypad allows the cardholder to navigate between cards and access important card data such as expiry date or security code (CVV). If the issued card supports dynamic CVV then so can the Xard Card!
An optional embedded fingerprint sensor allows the user to lock the card – protecting the cardholder in the case of a lost or stolen card. Where supported by the card issuer, this biometric sensor can also be used as a cardholder verification method for card present payments.
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Full Featured Card Supporting All Payment Schemes

Allowing instant issuance of card data, in-field deletion and update, multiple account management for any card scheme.
This is the all in one &qout;wallet&qout; card.
All the features of the Triple Payment Scheme Card but utilising a dot-matrix, high resolution e-paper display, along with a larger memory size that can store 10 or more payment cards. This is the true all-in-one card that provides full wallet functionality. Just like a mobile wallet but in a card form factor. Optional biometrics and dynamic CVV support for state of the art security.
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Wearables

Xard technology is not limited to cards and can be applied to te wearable platform of your choice – rings, wristbands, smart watches – the scope is as limitless as your imagination.
Let us know your requirements and we can develop a custom solution to meet your needs. Using our global network of manufacturing partners, we can support even the most demanding project.
Find us
  • Xard Holdings Pty Ltd
  • Level 2/492 St Kilda Rd, Melbourne, VIC 3004, Australia
Get in touch
  • info@xardpay.com

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